Micro Credit

SHIS has the constant endeavour to expand and diversify its activities for the mankind. Self help Group and Micro Credit are the two projects that SHIS started 7 years before. Subsequently, SHIS set up its own bank "Ashadeep"
where 17000 mothers have availed of loan facility of over 3 crore and a secured deposit of over 2 crore exists in the bank. The entire activities towards Self help program for the Adult Female were restricted to Sundarbans areas in North 24 Paganas and South 24 Parganas district.

Such stupendous work could not be limited in the mind of Sunderbans people. The matter was spread around and NGOs from all over West Bengal started approaching SHIS for rendering assistance to them with the similar project in their area of operation.


SHIS never thought of carrying out its activities by itself. Its aim is always to involve people along, to cherish her goal to reach people and do for people. Thus SHIS decided to build a strong and effective NGO network to cover entire West Bengal by the Micro Credit and Self help group program and other sectors.


SHIS wanted only small but potential NGOs to bring in the net work to work in the project. SHIS went for media insertion inviting applications from dedicated NGOs who had worked for at least 3 years and are not very large. More than 200 requests were received. After due screening SHIS selected 5 NGOs from Coochbehar and 6 from Alipurduar in North Bengal to start the operation from May 2002. SHIS intends to bring in 100 NGOs along with her in next 24 months time and spread the activities all over West Bengal.

SHIS intends to introduce these small NGOs to the Financial Institutions, even can function as catalyst between these NGOs and the Financial Institutions for

their sustenance. Till that is matured, SHIS assures to provide financial aid to the deserving NGOs involved in the project.
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